state farm car insurance card template explain

The first number is the amount of coverage for one person in the accident, while the second number represents the amount covered in the entire accident. Your bodily injury coverage is stated in part of a three-number format such as '25/50/25.' In the three-number format, the first two numbers are the bodily injury coverage limits and the third is for property damage, a separate type of coverage. How to understand bodily injury liability limits Funeral costs: Pays for costs associated with funeral and burial if someone is killed as a result of the crash.

Your insurer will usually provide legal defense for you if you are sued by the other party, and that's paid for under your own bodily injury coverage. Legal fees: This is the one item where bodily injury pays for your expenses instead of the third party.This amount will be based upon the amount of time they are unable to work as a result of the injury, and subject to various limits based on where you live.

Lost wages: If the harmed party was seriously injured and unable to work, your bodily injury liability coverage makes up for their lost income.

Medical bills: For the other party's hospitalization, follow-up care and related medical or health care.

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State farm car insurance card template explain